Kevin P. Carey & Associates, Inc.



Insurance Investigations Investigations for Life, Health & Group Claims Contestable Investigations These apply to all contestable type contracts within the Life and Health Claim area. Investigation is to develop onset of condition, either prior to or after the application/effective date. Areas of investigation would include medical, financial, occupational habits, and other outside interests. Accidental Investigations We determine the circumstances surrounding the accidental death or injury of the insured. Investigations into accidental death claims are designed to determine whether death resulted from injuries sustained in an accident, altercation or sickness, and/or whether death occurred while in the act of committing a felony. Contestable Disability Claims These investigations are employed to uncover information about the insurability of the policyholder at the time of the effective date of coverage. Areas of investigation would include current activities, medical history, financial status, occupations, habits, outside interests, and other factors possibly affecting disability coverage. Disability Follow Up and Evaluations Designed to develop information on the present activities, recovery/rehabilitation, and progress of the claimant’s condition. Life, Health, Group and Property & Casualty Claims These investigations involve any areas of suspicious activities that might lead to fraud regarding the filed claim. All of the methods mentioned above will be used to verify the validity of each claim and will be performed in an efficient and cost effective manner. Surveillance We conduct surveillance using proven, up-to-the-minute methods that maximize results and control costs. It is a service that is responsive to a broad variety of needs. For more details, please click on the Surveillance tab on our navigation bar.	Background Checks - Skip Tracing Eligibility The purpose of these investigations is to develop information pertaining to claimant eligibility for group insurance conducted through a personal review of an employer’s records, including: personnel, payroll, tax, time cards, inter-office memos, expense forms and receipts. Specific Issue Investigations Investigation is designed by the Life & Health Claim Examiner to obtain specific types of information. Sub Rosa This type of investigation deals with the production of covert surveillance video used to prove that the subject of an investigation is lying about an injury, or any other act for which he or she is receiving compensation. This is used extensively in Workers' Compensation claims investigations where fraud is suspected. For a claimant profile investigation, please contact us by phone at 1-800-875-3711 or via our electronic Service Request Form.	Contact us to arrange for a no obligation consultation 1-800-875-3711 info@kevinpcarey.com Memberships in Private Investigators Associations: NJ Licensed Private Investigators Association PA Association of Licensed Investigators Associated Licensed Detectives of NY State Memberships in Professional Organizations: New York Claim Association New York Self-Insurers Association North Jersey Claims Association Central Jersey Claims Association South Jersey Claims Association NJ Special Investigators Association International Claims Association International Intelligence Network (Intellenet) American Society Industrial Society (ASIS)

License and Bond Information Kevin P. Carey & Associates, Inc. is licensed, bonded and maintains comprehensive general liability insurance with limits of not less than five million dollars per occurrence and eight million dollars in the aggregate throughout New Jersey, New York, and Pennsylvania. sitemap